Side by side, November 2026
OneUp Trader vs Topstep
Every evaluation both firms sell, read from their own sites, with the rules that decide whether you pass. At 50K, OneUp Trader starts at $115 a month and Topstep at $49 a month.
Prices read Nov 13, 12:42 AM ET
- Cheaper 50K, monthly
- Topstep$49 vs $115 per month
- No daily loss limit at 50K
- OneUp Traderhas a plan without one
- End-of-day or static drawdown
- Topstepon a 50K plan
- No consistency rule
- Neitherin the 50K evaluation
25K evaluations
OneUp Trader
Topstep
-
$25,000 Evaluation$100/mo
- Target
- $1,500
- Max loss
- $1,500Intraday trail
- Daily loss
- None
- Consistency
- 80% best day
- Min days
- 10
- Activation
- Fee
Topstep has no 25K evaluation we can price.
50K evaluations
OneUp Trader
Topstep
-
$50,000 Evaluation$115/mo
- Target
- $3,000
- Max loss
- $2,500Intraday trail
- Daily loss
- None
- Consistency
- 80% best day
- Min days
- 10
- Activation
- Fee
-
50K Trading Combine (Standard path)$49/mo
- Target
- $3,000
- Max loss
- $2,000EOD trail
- Daily loss
- $1,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- Fee
-
50K Trading Combine (No Activation Fee path)$95/mo
- Target
- $3,000
- Max loss
- $2,000EOD trail
- Daily loss
- $1,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- None
100K evaluations
OneUp Trader
Topstep
-
$100,000 Evaluation$225/mo
- Target
- $6,000
- Max loss
- $3,500Intraday trail
- Daily loss
- None
- Consistency
- 80% best day
- Min days
- 10
- Activation
- Fee
-
100K Trading Combine (Standard path)$99/mo
- Target
- $6,000
- Max loss
- $3,000EOD trail
- Daily loss
- $2,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- Fee
-
100K Trading Combine (No Activation Fee path)$149/mo
- Target
- $6,000
- Max loss
- $3,000EOD trail
- Daily loss
- $2,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- None
150K evaluations
OneUp Trader
Topstep
-
$150,000 Evaluation$265/mo
- Target
- $9,000
- Max loss
- $5,000Intraday trail
- Daily loss
- None
- Consistency
- 80% best day
- Min days
- 10
- Activation
- Fee
-
150K Trading Combine (Standard path)$199/mo
- Target
- $9,000
- Max loss
- $4,500EOD trail
- Daily loss
- $3,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- Fee
-
150K Trading Combine (No Activation Fee path)$229/mo
- Target
- $9,000
- Max loss
- $4,500EOD trail
- Daily loss
- $3,000
- Consistency
- 50% of target
- Min days
- 2
- Activation
- None
The rules in plain words
Funded account
Sim-funded: funded accounts are simulated capital placed with 'funding partners'
Sim-funded Express Funded Account then Live Funded Account after XFA payouts; only 0.71% of XFA traders were called up to an LFA in 2025.
Payouts
Request any weekday, processed same day, posts in 1-3 business days by wire or crypto; help article states $1,000 minimum withdrawal, no maximum; site says…
XFA Standard path: 5 winning days of $150+ net then request up to 50% of balance, capped $2,000 / $3,000 / $5,000, doubled to $4,000 / $6,000 / $10,000 if a…
News trading
Evaluation: no restrictions; funded: must be flat one minute before, during and after major economic releases
Allowed - no flatten requirement in SIM or Funded accounts, but trades hit by economic releases get no exceptions or reset credits.
Platforms
Rithmic-based; NinjaTrader 8.1 and R|Trader Pro free once funded; 20+ platforms incl. Sierra Chart, MultiCharts, Photon, Jigsaw, Bookmap, Quantower
TopstepX only for new Trading Combines; legacy NinjaTrader/Tradovate accounts grandfathered; TopstepX cannot connect to TradingView. Level 2/DOM data $38/mo.
List prices as read Nov 13, 12:42 AM ET. Codes are not taken off the prices, because some only cover some plans. Fees beyond the evaluation (activation, resets, data) are not in the price. Check the firm's own page before you buy.
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